:root{--navy:#10243c;--blue:#1769a5;--muted:#526477;--line:#dce5ed;--bg:#f5f8fb}*{box-sizing:border-box}body{margin:0;font:16px/1.6 system-ui,-apple-system,Segoe UI,Arial,sans-serif;color:var(--navy);background:white}a{color:inherit}header{border-bottom:1px solid var(--line);background:white}.wrap{max-width:1160px;margin:auto;padding:0 26px}.top{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{text-decoration:none;font-size:24px;font-weight:800;letter-spacing:-.7px}.brand span{color:var(--blue)}nav{display:flex;gap:25px;align-items:center;flex-wrap:wrap}nav a{text-decoration:none;font-weight:600;font-size:14px}nav a:hover{color:var(--blue)}.btn{display:inline-block;background:var(--blue);color:white;text-decoration:none;border-radius:7px;padding:12px 20px;font-weight:700}.btn:hover{background:#0d4d7e}.btn.alt{background:white;color:var(--navy);border:1px solid #cbd9e5}.hero{background:linear-gradient(125deg,#0c233d,#183e60);color:white;padding:88px 0 94px}.eyebrow{text-transform:uppercase;letter-spacing:2px;font-size:12px;font-weight:800;color:#89c8f1}.hero h1{font-size:clamp(38px,5vw,62px);line-height:1.1;max-width:780px;letter-spacing:-1.7px;margin:17px 0 22px}.hero p{font-size:20px;max-width:650px;color:#d9e6f2}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.section{padding:76px 0}.section.soft{background:var(--bg)}h2{font-size:clamp(28px,3.2vw,38px);letter-spacing:-.8px;line-height:1.2;margin:0 0 14px}.lead{max-width:730px;color:var(--muted);font-size:18px;margin:0 0 32px}.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:17px}.card{border:1px solid var(--line);border-radius:12px;padding:25px;background:white}.card .number{color:var(--blue);font-weight:800;font-size:13px}.card h3{font-size:20px;margin:14px 0 10px}.card p{color:var(--muted);margin:0}.split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}.checks{list-style:none;padding:0;margin:0}.checks li{margin:0 0 14px;padding-left:30px;position:relative}.checks li:before{content:'✓';position:absolute;left:0;color:var(--blue);font-weight:900}.panel{border:1px solid var(--line);border-radius:14px;padding:32px;background:var(--bg)}.panel p{color:var(--muted)}.cta{background:#eaf3fa;padding:60px 0}.cta .wrap{display:flex;justify-content:space-between;align-items:center;gap:30px}.cta p{margin:0;color:var(--muted)}footer{background:#10243c;color:#c8d7e5;padding:35px 0}footer .wrap{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}footer a{color:#c8d7e5}small{font-size:13px}@media(max-width:850px){.cards{grid-template-columns:repeat(2,1fr)}.split{grid-template-columns:1fr}.top{align-items:flex-start;padding-top:20px;padding-bottom:20px;flex-direction:column}.hero{padding:65px 0}.cta .wrap{align-items:flex-start;flex-direction:column}}@media(max-width:530px){.cards{grid-template-columns:1fr}nav{gap:13px}.wrap{padding:0 18px}.section{padding:55px 0}}
form{display:grid;gap:9px}label{font-size:14px;font-weight:700;margin-top:4px}input,textarea{font:inherit;border:1px solid #b6c7d6;border-radius:7px;padding:10px 12px;width:100%;background:white;color:var(--navy)}input:focus,textarea:focus{outline:2px solid #1769a5;outline-offset:1px}button.btn{border:0;cursor:pointer;text-align:left;justify-self:start;margin-top:7px}.form-note{font-size:12px;line-height:1.45;margin:3px 0 0!important}#review .eyebrow{color:#1769a5} 
.pagehero{background:linear-gradient(125deg,#0c233d,#183e60);color:white;padding:62px 0}.pagehero h1{font-size:clamp(32px,4vw,48px);margin:12px 0}.pagehero p{max-width:780px;font-size:19px;color:#d9e6f2}.prose{max-width:850px}.prose h2{margin-top:30px}.prose li{margin:10px 0}.mini-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.mini-grid .card{height:100%}.notice{background:#eef5fa;border-left:4px solid var(--blue);padding:17px 20px;border-radius:4px;margin:26px 0}.fine{font-size:14px;color:var(--muted)}.active{color:var(--blue)}@media(max-width:600px){.mini-grid{grid-template-columns:1fr}}